Property + Casualty
Manage risk to reveal opportunity.
Every enterprise faces risks. The smart ones look for ways to turn them into advantages. The Reschini Group works to help you make that happen, regardless of the size of your business, the industry and markets where you operate, the number of people you employ, or any other variable.
We see all the angles and can guide you in practical steps to get ahead of your risks. By enhancing your safety protocols, securing attractive rates to reward you for your claims history, managing your mix of physical and human assets under a customized coverage package, and more, we become valued extensions of your operation.
Comprehensive Risk Evaluation
While some risks may be obvious, others require a skilled eye to see them clearly and address them properly. Conducting a thorough survey of your operations and the risks involved serves as the entry point in designing the right coverage for your unique situation.
Claims Management and Advocacy
Incidents will happen, and claims will need to be filed. But it’s not as simple as it may sound. Depending on the type of incident, who may be ultimately responsible, the influence of state insurance or other governmental regulations and limitations, or other factors, filing a claim and following it through to a successful conclusion requires the steady, trusted hand of our team of professionals, who advocate for you the whole way.
Alternative Risk Financing
With growth comes new choices in handling risk and the financing required to protect your business. The solution could be in custom designs, group association programs, larger deductible plans, or alternative risk financing options. The professionals at The Reschini Group have guided hundreds of customers through these and other options, ensuring the right coverage at the right rates.
Coverage Review and Analysis
With a comprehensive understanding and evaluation of your risk profile in hand, we then move on to a review and analysis of your current coverage. From this foundation, we work in partnership with you to determine where your exposure may create opportunities to make adjustments. The goal, always, remains providing the right package at the right cost for the right reasons.
Safety and Risk Management Consulting
The Reschini Group offers a safety and risk management consulting service that stands apart from other providers. A team of professionally educated and experienced safety professionals can work with you to assess your safety practices and procedures, actively upgrade and strengthen them, and provide training materials and onsite sessions to reinforce core ideas. This approach has produced safer, more appreciative teams, with the corresponding returns in securing coverage more cost-effectively.
Complex Surety Solutions
A surety bond promises the fulfillment of a principal’s obligation to the obligee. In the event of the principal’s failure to fulfill the obligation, the surety requires the work to be completed or that the obligee receive financial compensation. For instance, a contractor hired to build a new facility will secure a surety bond to pay the amount bonded to another party (the company that needs the new facility) if the contractor fails to live up to the agreement.
Such cases can involve high-cost stakes, and require an expert like the Reschini team to work with customers to properly set up these arrangements as needed.